html{scroll-padding-top:8rem}body{overflow-x:visible}main{min-height:50vh}input,select,textarea,button{font:inherit}button{cursor:pointer;border:0}input,select,textarea{min-width:0;max-width:100%}.nav-container{gap:1rem;flex-wrap:wrap}.logo{font-size:1.15rem;gap:.1rem;white-space:nowrap}.nav-links{gap:1.2rem}.hero{padding:5rem 2rem}.hero h1{font-size:clamp(2rem,4.4vw,3.3rem)}.hero .btn-cta{background:#f59e0b;color:#142f38!important;box-shadow:none}.article-content{max-width:1120px;padding-top:2rem;padding-bottom:1rem}.content-section{padding:2.8rem 0;border-bottom:1px solid var(--border)}.content-section h2{font-size:clamp(1.6rem,3vw,2rem);line-height:1.3;color:var(--primary);margin:0 0 1.25rem;max-width:850px}.content-section>p{max-width:850px;margin-bottom:1.5rem;line-height:1.85}.table-scroll{overflow-x:auto;border:1px solid var(--border);border-radius:12px;margin:1.5rem 0}table{border-collapse:collapse;width:100%;min-width:580px}caption{text-align:left;font-weight:600;color:var(--primary);padding:1rem;background:#f0f9ff}th,td{text-align:left;padding:1rem;border-bottom:1px solid var(--border);font-variant-numeric:tabular-nums}thead{background:var(--primary);color:white}tbody tr:nth-child(even){background:var(--gray-light)}tbody tr:last-child>*{border-bottom:0}.calculator-inline{padding:1.5rem 2rem;border-radius:12px;background:#edf7f7;margin-top:2rem}.calculator-inline h3{color:var(--primary);margin-bottom:1rem}.calculator-fields{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem}.calculator-fields label,.place-picker label{display:block;font-weight:600;margin-bottom:.4rem}.calculator-fields input,.calculator-fields select,.place-picker select{width:100%;padding:.75rem;border:1px solid var(--border);border-radius:8px;background:white}.calculated-label{margin-top:1.5rem;font-size:.9rem;color:#46616a}#calc-output{display:block;color:var(--primary);font-size:clamp(1.6rem,3vw,2.3rem);font-weight:800}.planning-cards{grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}.planning-cards .card{padding:1.5rem;box-shadow:none}.planning-cards .card h3{font-size:1.1rem}.card p{font-size:.98rem}.form-grid{grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr))}.lead-form-container{padding:2rem;margin:2rem 0 0}.lead-form-container h3{font-size:1.45rem;color:var(--primary);margin-bottom:1rem}.privacy-note{font-size:.85rem;color:#536574;line-height:1.7;margin:1rem 0}.form-status{margin-top:1rem}.form-status:not(:empty){padding:1rem;border:1px solid #38bdf8;border-radius:8px;background:#effaff}.form-notice{color:#526979;padding:.8rem 0;margin-bottom:1rem}.field-error{color:#9f1239;font-size:.9rem;margin-top:.5rem}[aria-invalid=true]{border-color:#be123c!important}button:disabled{cursor:not-allowed;opacity:.65}.honey{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.place-picker{display:grid;grid-template-columns:1fr auto;gap:.75rem;margin-top:1.5rem}.place-picker label{grid-column:1/-1}.silo-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.75rem}.silo-links a{display:flex;justify-content:space-between;gap:1rem;padding:1.25rem;background:#f5fafb;border:1px solid #d5e4e7;border-radius:8px;color:var(--primary);font-weight:600}.silo-links a:hover{background:#e4f3f5}.silo-links li:last-child{grid-column:1/-1}.faq-section details{border:1px solid var(--border);border-radius:8px;margin:.75rem 0;padding:0 1.25rem}.faq-section summary{cursor:pointer;font-weight:600;padding:1.2rem 0;color:var(--primary)}.faq-section details p{padding:0 0 1.25rem;line-height:1.8}.byline{max-width:1120px;margin:0 auto;padding:1.3rem 2rem 3rem;color:#62717d;font-size:.78rem;line-height:1.8}.footer-col h3{font-size:1.1rem;margin-bottom:1rem;color:#7dd3fc}.footer-col p{font-size:.93rem;color:#b8c5d3}.footer-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.footer-bottom{font-size:.8rem}.skip-link{position:fixed;top:-10rem;left:1rem;background:white;color:var(--primary);padding:1rem;z-index:2000}.skip-link:focus{top:1rem}:focus-visible{outline:3px solid #f59e0b;outline-offset:4px}.sticky-quote{position:fixed;bottom:1.2rem;left:50%;transform:translateX(-50%);z-index:990;display:flex;align-items:center;gap:1.25rem;padding:.8rem 1rem;background:white;border:1px solid var(--border);border-radius:12px;box-shadow:var(--shadow-lg);max-width:calc(100% - 2rem)}.sticky-quote[hidden]{display:none}.sticky-quote>span{white-space:nowrap;font-size:.9rem;font-weight:600}.sticky-quote>a{font-size:.9rem;white-space:nowrap}.sticky-quote button{background:transparent;font-size:1.6rem;color:#526575;min-width:32px}.reveal-on-scroll{opacity:1;transform:none}
@media(max-width:900px){.nav-container{justify-content:space-between;padding:1rem}.nav-links{order:3;width:100%;display:flex;justify-content:center;flex-wrap:wrap;gap:.5rem 1.2rem}.nav-container>.btn-cta{font-size:.85rem;padding:.6rem .8rem}.planning-cards{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-col:first-child{grid-column:1/-1}}
@media(max-width:600px){.container{padding-left:1rem;padding-right:1rem}.hero{padding:3.5rem 1rem}.hero p{font-size:1.1rem}.logo{font-size:1rem}.content-section{padding:2rem 0}.calculator-inline,.lead-form-container{padding:1.2rem}.calculator-fields,.silo-links,.form-grid,.footer-grid{grid-template-columns:1fr}.silo-links li:last-child,.footer-col:first-child{grid-column:auto}.table-scroll th,.table-scroll td{padding:.9rem}.place-picker{grid-template-columns:1fr}.sticky-quote{width:calc(100% - 1rem);bottom:.5rem;gap:.5rem;padding:.5rem}.sticky-quote>span{display:none}.sticky-quote>a{flex:1;white-space:normal;text-align:center;justify-content:center;padding:.65rem}.byline{padding:1rem 1rem 2rem}footer{padding:3rem 1rem 2rem}.content-section h2{overflow-wrap:break-word}}
@media(max-width:370px){.nav-container{justify-content:center}.nav-links a{font-size:.88rem}}
@media(prefers-reduced-motion:reduce){*{transition:none!important}}

.hero{position:relative;isolation:isolate;background:#184450}.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(105deg,rgba(15,48,61,.88),rgba(15,48,61,.65));z-index:-1}.hero-image{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}.hero-content{position:relative}.editorial-image{margin:2rem 0}.editorial-image img{display:block;width:100%;height:auto;max-height:480px;object-fit:cover;border-radius:12px}.editorial-image figcaption{font-size:.82rem;color:#536574;line-height:1.6;padding:.7rem 0}.editorial-image figcaption span{color:#687781}.editorial-pair{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem}.editorial-pair .editorial-image img{aspect-ratio:3/2;object-fit:cover}.data-note{font-size:.86rem;color:#536574}@media(max-width:650px){.editorial-pair{grid-template-columns:1fr;gap:0}.editorial-image{margin:1.3rem 0}}

.footer-network{max-width:1200px;margin:2rem auto 0;padding:1.5rem 0;border-top:1px solid #34545f}.footer-network h3{font-size:1rem;color:#7dd3fc;margin-bottom:1rem}.footer-network nav{display:flex;flex-wrap:wrap;gap:.8rem 2rem}.footer-network a{color:#dceaf0;font-size:.9rem;text-decoration:underline;text-underline-offset:3px}.footer-network a:hover{color:white}
.header-mittanbud{max-width:260px}.header-mittanbud .affiliate-disclosure{font-size:.68rem}.hero .affiliate-disclosure{color:#eef7fa;font-size:.82rem;line-height:1.6;margin:.8rem auto 0;max-width:560px}.footer-mittanbud{max-width:1200px;margin:1.5rem auto;padding:1.5rem 0;border-top:1px solid #34545f}.footer-mittanbud p{max-width:900px;margin:.8rem 0;color:#c7d8df;font-size:.85rem;line-height:1.7}.footer-mittanbud-link{color:#e9f5fa;text-decoration:underline;text-underline-offset:3px;font-weight:600}@media(max-width:900px){.header-mittanbud .btn-cta{font-size:.85rem;padding:.6rem .8rem}}

.mittanbud-card{padding:clamp(1.25rem,3vw,2rem);margin:2rem 0 0;border:1px solid #bfd9dc;border-radius:12px;background:#edf7f7;max-width:100%;overflow-wrap:anywhere}.mittanbud-card h3{color:var(--primary);font-size:1.4rem;margin:0 0 .8rem}.mittanbud-card>p{line-height:1.7;margin:.7rem 0 1.2rem}.mittanbud-card .btn-cta{max-width:100%;white-space:normal;text-align:center}.affiliate-disclosure,.affiliate-note{display:block;font-size:.8rem;font-weight:400;line-height:1.6;color:#526575;overflow-wrap:anywhere;margin:.6rem 0 0}.mittanbud-card .affiliate-disclosure{margin:.8rem 0 0}.footer-bottom .affiliate-disclosure,.footer-col .affiliate-disclosure{color:#c7d8df}
.sticky-quote[data-sticky-variant]{left:auto;right:1.2rem;bottom:1.2rem;transform:none;width:390px;max-width:calc(100vw - 2.4rem);display:grid;grid-template-columns:minmax(0,1fr) 44px;gap:.6rem .75rem;padding:1rem;align-items:center;box-sizing:border-box}.sticky-quote[data-sticky-variant]>span,.sticky-quote[data-sticky-variant]>.sticky-copy{display:block;grid-column:1;white-space:normal;min-width:0;font-size:.9rem;line-height:1.5}.sticky-quote[data-sticky-variant]>.sticky-copy .affiliate-disclosure{font-size:.76rem;margin:.35rem 0 0}.sticky-quote[data-sticky-variant]>a{display:flex;grid-column:1;justify-content:center;align-items:center;width:100%;min-width:0;white-space:normal;text-align:center;font-size:.95rem;line-height:1.4;padding:.7rem .8rem;box-sizing:border-box}.sticky-quote[data-sticky-variant]>button{grid-column:2;grid-row:1;align-self:start;display:flex;align-items:center;justify-content:center;width:44px;min-width:44px;height:44px;padding:0;background:transparent}.sticky-quote[data-sticky-variant]>.affiliate-disclosure{grid-column:1/-1;margin:0;font-size:.76rem}.sticky-quote[data-sticky-variant="mobile"]{display:none}.sticky-quote[data-sticky-variant][hidden]{display:none}
@media(max-width:767px){body{padding-bottom:calc(var(--affiliate-sticky-space,0px) + env(safe-area-inset-bottom,0px))}.sticky-quote[data-sticky-variant="desktop"]{display:none}.sticky-quote[data-sticky-variant="mobile"]{display:grid;left:.5rem;right:.5rem;bottom:calc(.5rem + env(safe-area-inset-bottom,0px));width:auto;max-width:calc(100vw - 1rem);padding:.65rem .75rem;gap:.4rem .6rem}.sticky-quote[data-sticky-variant="mobile"]>.sticky-copy,.sticky-quote[data-sticky-variant="mobile"]>span{font-size:.84rem}.sticky-quote[data-sticky-variant="mobile"]>a{font-size:.9rem;padding:.65rem}.sticky-quote[data-sticky-variant][hidden]{display:none}}